1. Earlier this information used to be retrieved by bank, but now RBI had made rule that there should not be any pre processing charges, they want you get it CIBIL report and submit for the loan processing.

It’s like you pay commission we do the rest for you, now you only pay for rest and we do nothing.

2. You get your CIBIL report the mediator will have the info and followed up for requesting to get loan if you have good CIBIL report

3. Anyways banks want money for it by you!!!

4. To make you fear!