Yes or No I can only decide

Points to be worried

1. Am I changing the password frequently – Yes little worry -No more worry

2. Did I have international debit / credit card – Yes More worry – No little worry

3. Am I maintaining same user name for email and bank account – Yes more worry – No little worry

4. Am I using public PC for my transaction – Yes more worry – No little worry.

5. Did I share OTP with unknown caller – Yes more worry – No little worry.